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Bad Credit Personal Loans and Rates – Although personal loans for bad credit are expected to carry higher rates, borrower should still research their prospective lender and find one that will give them the best terms. Secured personal loans tend to have lower interest rates than unsecured ones.
If you have poor credit, check out list of the best personal loans for bad credit here. 4. Money transfer requested prior to receiving the loan. When you take out a personal loan, you should be the one receiving the funds. If you’re asked to pay money out of your pocket for your loan, that’s a problem.